How To Withdraw Money From PayPal To MTN Mobile Money 2023-24

Estimated read time 11 min read

Since PayPal has blacklisted Ghana, performing activities on there is very difficult nowadays. The least mistake to make, you can get your account blocked. Lots of people to ask questions like how can I withdraw my PayPal funds into my mobile money wallet?

We do believe you’ve asked yourself such a question several times too since you’re on this article. This guide that is going to enlighten you with three simple and working ways in which you can execute to withdraw your PayPal funds into your MTN mobile money wallet.

PayPal is not yet available in lots of countries in Africa. And also, some African countries that have access to it do have some sort of limits and restrictions. Some can withdraw and deposit others can deposit but cannot withdraw.

Examples of some of these countries are Nigeria, Cameroon etc. Now, the main question is, Can I do this withdrawal methods straight into my mobile money account? The answer is a no. But you can use third party platforms to help you land your money in your account.

This is because MTN mobile money wallet cannot be linked to PayPal and even some of these local banks too. This is going to make it impossible to withdraw money straight from PayPal to your momo wallet.

As said earlier, in this guide, we are going to enlighten our readers with three working and tested steps in which you can withdraw their monies into their wallet. These are 99.9% working procedures, But you also have to be cautioned because your money will be passing through third party sites. And you will also be involved with traders online.

How To Withdraw Money From PayPal To MTN Mobile Money

How To Withdraw PayPal Funds To MTN Mobile Money

1. From PayPal To A P2P platform And ThenTo Your MTN mobile money wallet:

Here you will be buying either bitcoin or other digital currencies with your funds and then sell these digital currencies to local buyers on the platform to get paid through your MTN mobile money wallet. (We will explain further and drop the steps below)

2. From PayPal To Bank To MTN mobile money wallet:

With this procedure, you will be withdrawing your PayPal funds through the visa card option. You then transfer it into your MTN mobile money wallet through mobile banking.

There are few banks whose visa cards can be linked to PayPal, we will list them all below as we explain this point. And also to finalize this option, you have to be registered on mobile banking. Most banks in Ghana, Nigeria etc. do this… you can visit your bank and get registered.

There is a con about this step. Sometimes Paypal will block your account if they notice you’re trying to link a card from a blacklisted area. At first you could even contact their support team so they help you get the linking of card to account done. But for now, they might block your account as soon as you contact them.

3. Sell Your Funds To Us @Bronze eXchange or Third-party Websites:

You can also choose the simple route thus, by selling your PayPal funds to us @Bronze-eXchange. We will buy your PayPal funds at good rate. And forward your cash to you through MTN mobile money or Vodafone cash.

Alternatively, a pro tip linked, you can put your fellow subscrription companies, freelancers, or even workers on a payment scheme and then and then use these funds. If you are on subscriptions you need to settle monthly or yearly. This is also an alternative method to withdraw money out of your PayPal account. Try Zintego one of the best on online receipt and invoice generator.

1. From PayPal to a P2P platform and then to your MTN mobile money wallet:

Here, you will be buying any sort of digital currency first and then sell it for cash. Aftwards you withdraw this money into your paypal account. Today the popular digital currencies we all know currently is bitcoin, Ethereum and Tether.

We will be using Paxful as an example. But you can also use Binance, Noodle, Coincola or your preferred P2P website.

To trade on Paxful what you will need is;

i. Valid email address.

ii. Valid phone number (virtual phone numbers are not accepted)

iii. Full name and password.

iv.  You can choose to verify your account by adding your National ID, Passport, Driver’s license etc. (Note: this is optional)

How To Create A Paxful Account

1. Hop on Paxful Official Website.

2. Click on sign-up and Fill-in valid and necessary info.

3. Submit your info and your account will be created successfully.

4. Now log-in and then verify your phone number. Afterward, you add your MTN Mobile money number. (Do that by clicking on your profile and editing all the info there, including your auto-name generated)

NB: Without your phone number verified, you cannot get into a trade or buy and sell on Paxful. So make sure you have a valid phone number.

How To Buy Bitcoin or Ethereum On Paxful With PayPal Funds

1. Hop on Paxful Official Website:

Check the website well, make sure you don’t log into a fake site or Phishing website. Very important!

2. Log-in Your Account:

Make sure you remember your account log-ins

3. Click on Buy on the top menu :

You will find the menu in the top left corner of your screen even if you are using a mobile phone, desktop, or laptop.

4. Select Payment option:

You have to select your payment option as “PayPal”. Because you will be paying with PayPal funds.

5. Search For available sellers:

Here, check through the offers, and start trade with a vendor you see his/her profile as legit. (Remember there are fakes on there!)

My advice is to first glance through the vendor’s profile before you start to trade with him or her. At least he/she have to have 800-1000+ trades.

Also, some vendors want you to send money though “family and friends” option. Be cautioned when doing that, this is because money sent on PayPal through “family and friends” option can not be reversed.

6. Take the Vendor’s PayPal email address and then forward the money to him/her.

You can take a screenshot when you are done and then forward it to him/her in your chat.

7. Here, once he/she confirms the payment, your bitcoin will be released.

Here First Part is done! Let’s move to the second part.

1. Click on the Menu button on your and select sell bitcoin:

Where you first found the buy option, you will also find the sell option there too.

2. Select MTN mobile money as the option to receive your funds:

Since you want to get paid through your MTN momo, you will have to select MTN mobile money.

3. Get into trade once again with a buyer:

Provide your MTN mobile money details for him/her to send the money to you.

Here be cautioned and don’t fall for pranks or fake alerts. Take your time and check your account balance very well because Paxful’s escrow system will be holding your bitcoin so be very, very comfortable, and check if the alert is valid.

If it is valid, click on release to release bitcoin to the buyer. Just like how the other trader released your bitcoins to you.

Remember, there are fraudsters and scammers on almost all P2P platforms, so be very careful you don’t fall into any of their traps.

1. Don’t trade outside with anyone you meet on Paxful. Trade on there alone to prevent yourself from these fraudsters.

2. Do not click on any link they send you in a chat, in the process of selling or buying. These are phishing websites that can help them steal your logins.

3. If you feel cheated, report or form a dispute. Paxful’s team, they will resolve it and give the bitcoin to the rightful owner.

4. Remember to follow the above steps and be smart in order not to fall into these scam traps.

Read Also:

How To Withdraw From PayPal To Vodafone Cash Wallet

How To Withdraw PayPal Funds From a Permanent Limited Account

2. From PayPal To Bank To Mobile Money Wallet:

With this option, you will be adding a visa card to your PayPal account to withdraw funds. Remember, your account has to have the withdrawal function else it is not going to work.

So we suggest you create your PayPal account using Lesotho as country of choice because they are one of the countries in Africa that can do both deposit and withdrawal on PayPal.

But take note that, sometimes Paypal will block your account if they notice you’re trying to link a card from a blacklisted area. At first, you could even contact their support team so they help you get the linking of card to account done. But for now, they might block your account as soon as you contact them. They are becoming strict on their policies.

According to multiple sources on the internet, below are some banks in Ghana that you can link their visa and debit cards to your PayPal account according to sources as of now. And even for them, there is a probability that your linkage won’t be successful since PayPal are being strict on their laws now.

1. United Bank Of Africa (Afri-card)

2. Stanbic Bank

3. Zenith Bank

4. Standard Chartered

NB: You have to first make inquiries at these banks before you get their cards, either Visa or debit card. Just to prevent you from wasting money and will also help you ask all your preferred questions in mind as well.

With a linkable debit or visa card from a bank that can be linked to PayPal, you are good to go. You then follow the below steps.

1. Log into Your PayPal Account.

2. Navigate to your Menu to select withdraw option.

4. Select your linked card as mode of withdrawal

3. Follow the steps accordingly and then wait for confirmation or withdrawal notification

According to multiple sources, it takes 1-5 business days, for the withdrawn money to reflect in account back once again.

After completing this procedure;

You will have to be registered on mobile banking. With mobile banking, you can make bank transactions on your mobile phone at any place of your comfort. Today almost all the banks in the country do have the mobile banking service.

This is when you proceed to withdraw your money from your bank account to your momo account.

3. Sell Funds To Friends And Third Party Websites like Bronze-eXchange:

You can sell your PayPal funds to your friends, especially, those that work online. Sometimes people do purchase PayPal funds.

But you have to be somehow cautioned, so you don’t get scammed or sell it to individuals who may be using the funds for illegal activities.

I personally don’t recommend this procedure that much, but you can choose it if you know this individual or have some trust in that person.

Also, you can sell your funds to third-party websites and get paid through MTN mobile money. Below are some of these websites, kindly make further inquiries about them before you sell them your funds.

1. Bronze-eXchange

2. BayGh

3. EXPal

4. GH.Loozap

5. Ewalletgh

To conclude, in this article, we emphasized the three (3) procedures which you can execute to withdraw your PayPal funds to MTN mobile money wallet. And from all the narration, we will highly recommend two of these procedures.

Two because, since Paypal are becoming strict on blacklisted countries, you can get your account blocked if you try to link any card or contact them for any such thing. Sticking to P2P platform procedure and selling funds is the safest and easiest plan to go for.

DISCLAIMER: We are not giving a 100% assurance that this procedure is going to work for every reader. We won’t be responsible in case of any financial loss. Also, the info on this page is not from a certified financial backer.


Michael Rashaan is a webmaster and co-founder of Kbroda Tech Groups. I currently hold a double major degree in Information science and Political science. During my Information science days at the university, I got enlightened more on how vital and powerful information is to human and businesses. As an information science graduate, I love to give out information that seems important for free through my research-oriented blog posts. Another part of me is, I also love to give back to the society, even though I don’t have much. This has made me develop the habit of writing and publishing. I see this to be the little role I play to make the society better. Contact me on

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