In this guide, we will be enlightening our readers and blog visitors with the steps to borrow money from MTN Ghana with their “Qwikloan, Xpressloan and Ahomkaloan” loan offers. This is only available for only MTN Ghana users.
Not all MTN users are allowed to get this type of loan. To be eligible to get this kind of loan you have to use your MTN momo continuously in other to be eligible in the mere future.
This is just like a Bank credit score, using your MTN momo will increase your credit score. And as time goes on you will be become eligible to take big loans like GHS 1,000cedis.
STEPS/HOW TO BORROW MTN GHANA LOAN 2021
1. Dial *170#
2. Select Option 5 (Financial Services)
3. Select Option 3 (Loans)
4. Select any of Option 1-3 (Qwikloan, Xpressloan, Ahomkaloan)
5. Select Option 1 (Get a Loan)
6. Enter Your Momo Pin to Confirm
7. Type in The amount you are willing to Borrow
8. Select Option 1 (Confirm)
Once you are eligible and have completed the above steps without making any mistake you will receive the amount of money you wanted as a loan in your account in your MTN MoMo account.
There are terms and policies for this loan given out to qualified MTN Ghana users. Remember after taking the loan you have only a month to pay it back.
Failure to do so, additional fees will be added to the amount you are already owing. And the money will be deducted from your account automatically as soon as you receive any amount of money through your MTN MoMo.
I am not sure MTN Ghana has a fixed interest rate on loans they give their customers because they give out loans according to the user’s loyalty. To check the interest rate all you need to do is to follow the above-provided steps and the type in the amount to want to borrow and see the interest rate pop-up.
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